I close on my first home tomorrow morning and it feels like Christmas Eve. I’m so excited that I don’t know if I’ll be able to sleep tonight. I gave my $1000 earnest money away exactly 9 months ago today to hold my lot, the last lot in my neighborhood, and now I’m hours aways from receiving the keys to my custom designed.
The home buying experience is something that unfortunately cannot be taught. It really can only be learned through experiencing it on your own. Escrow, mortgages and clearing to close sounded like a completely different language to me. And now after a roller coaster of emotions for 9 months, the keys are a few hours away.
If you’re someone starting to think about the home buying process, start saving immediately. On top of that, start paying down your debt. Learn how to live on a strict budget. Get pre-approved before you even walk into your first model home. Look into multiple loans, as well as downpayment assistance grant programs. And what saved me, was finding a loan officer who will fight for you and truly wants you to have the home of your dreams.
I’m purchasing about 6 months earlier than I was expecting, but with a leap of faith and trust that God would guide me down the chosen path, I am thrilled with the results. Dare to dream big. Sometimes stepping away from the timeline that you originally had in mind, allows you to grow in more ways than you ever knew possible.